Texas All Lines Adjuster Practice Test

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Prepare for the Texas All Lines Adjuster Test with comprehensive study materials. Learn through interactive questions, complete with hints and detailed explanations. Master the skills needed to succeed!

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Professional liability coverage protects which of the following professionals?

Only doctors and lawyers
Any licensed professional such as doctors, lawyers, and architects
Manufacturers only
Insurance agents exclusively

The correct answer is: Any licensed professional such as doctors, lawyers, and architects

Professional liability coverage is designed to safeguard a wide range of licensed professionals from claims arising out of the performance of their professional duties. This type of coverage is particularly important in professions where advice or services are given, and where errors or omissions could lead to financial loss for clients. Doctors and lawyers are frequently mentioned examples as they often face legal actions related to malpractice and professional negligence. However, professional liability is not limited to these professions alone. Architects, engineers, accountants, real estate agents, consultants, and many others also require this type of protection due to the nature of their work. Each profession has its risks and specific types of coverage tailored to their needs, reflecting the commonality among various licensed professionals who provide critical services to clients. Therefore, the broad scope of professional liability coverage is accurately represented by the inclusion of any licensed professional, making the selection correct.