Texas All Lines Adjuster Practice Test

What does floodplain management aim to accomplish?

1. To increase building in flood-prone areas

2. To map high-risk flood areas for community planning

3. To mitigate the effects of drought

4. To promote insurance sales in flood zones

The correct answer is: To map high-risk flood areas for community planning

Floodplain management focuses on a systematic approach to reducing flood risk and ensuring effective use of flood-prone areas. By mapping high-risk flood areas, communities can identify where flooding is most likely to occur and implement planning measures to mitigate potential damage. This mapping is crucial for making informed decisions about land use, development, and infrastructure improvements. Through effective floodplain management, local governments can establish regulations and guidelines for construction, zoning, and emergency response strategies, ultimately leading to more resilient communities. These efforts also enable better allocation of resources for flood control projects, such as levees and drainage improvements, thereby enhancing public safety and protecting property values. The other options do not accurately reflect the primary goals of floodplain management. Increasing building in flood-prone areas contradicts the purpose of these management efforts, as does promoting insurance sales without a focus on risk mitigation. While drought mitigation is important, it falls outside the scope of floodplain management, which specifically addresses flood-related issues.